Medicare & Medicaid Protection

Don't Let Your Settlement Cost You Your Benefits

Medicare and Medicaid rules around personal injury settlements are complex and unforgiving. A mistake can cost you coverage you've depended on for years. We specialize in making sure that never happens.

Talk to a Medicare Specialist

MSA

Medicare Set-Aside Trusts

If you are on Medicare or will be within 30 months and your settlement is over $25,000 (or $250,000 if future Medicare is expected), an MSA may be required. We administer these trusts and handle all CMS reporting.

Learn more →

Medicaid

Medicaid Asset Protection

Florida's Medicaid limit is $2,000 in countable assets. A settlement paid directly to you can immediately disqualify you. A properly structured Special Needs Trust keeps those funds outside Medicaid's asset calculation.

Learn more →

Dual

Dual Eligibility Planning

Some clients qualify for both Medicare and Medicaid. In these cases, both an MSA and a Special Needs Trust may be required. We coordinate both to preserve all available benefits.

Learn more →

MSP

Medicare Secondary Payer

Medicare Secondary Payer law requires that personal injury settlements consider Medicare's interest before settlement funds are distributed. We ensure full MSP compliance from day one.

Learn more →

SSI

SSI Benefit Preservation

Supplemental Security Income (SSI) has strict asset limits. A settlement received without trust protection can cause immediate SSI termination. A Special Needs Trust prevents this.

Learn more →

Reporting

Annual Reporting & Attestation

MSA trusts require annual reporting to CMS. We handle all required reporting, attestations, and documentation on your behalf — keeping your Medicare benefits secure.

Learn more →

Loading…