Question 1

What is a settlement trust?

Accepted Answer

A settlement trust is a legal arrangement where a professional trustee holds and manages your settlement funds. The trustee handles distributions, Medicare/Medicaid compliance, and ensures your settlement supports you for life. A properly structured trust does not count as a personal asset for Medicaid eligibility.

Question 2

How do I request a distribution?

Accepted Answer

Submit a request through your client portal, by email, or by phone. Routine requests within your approved budget are processed same-day. Non-routine requests go to our distribution committee, which meets every Tuesday and Friday — you will never wait more than a few business days.

Question 3

Will this affect my Medicare or Medicaid?

Accepted Answer

If structured correctly — which is the only way we do it — no. A properly administered trust preserves your eligibility for all government benefits. Accepting a settlement without a trust, however, can result in immediate loss of Medicaid coverage.

Question 4

What is HEMS?

Accepted Answer

HEMS stands for Health, Education, Maintenance, and Support — the legal standard governing most trust distributions. It covers most legitimate life expenses. We apply this standard carefully and in your favor.

Question 5

Do I have to fill out paperwork?

Accepted Answer

No. Our staff prepares all documents. You review and sign. Nothing more.

Question 6

What language do you work in?

Accepted Answer

Full English and Español service. All documents, communications, and portal content are available in both languages.

Question 7

How do I refer a client?

Accepted Answer

Contact us at plaintiffstrust@gmail.com. We handle the entire onboarding process — your client does not need to do anything except sign the documents we prepare. You close the file.

Question 8

What is your onboarding turnaround?

Accepted Answer

Typically 5 to 10 business days from first contact to funded trust, depending on settlement complexity and benefit situation.

Question 9

What trust types do you handle?

Accepted Answer

Personal injury, special needs, Medicare Set-Aside, Medicaid protection, settlement protection, wrongful death, and trust protector services. We do not handle estate planning or corporate trusts.

Question 10

What about structured settlement + lump sum cases?

Accepted Answer

Very common. We coordinate with the structured settlement broker to ensure both pieces work together correctly under Medicare and Medicaid rules.

Question 11

How does the broker referral arrangement work?

Accepted Answer

We deeply value the brokers who trust us with their clients and offer referral arrangements to reflect that. Specifics may vary with applicable state rules, but our commitment is a genuine, relationship-first program. Contact us and we will walk you through it.

Question 12

As a financial advisor, what is your role with my client?

Accepted Answer

We administer the trust — distributions, compliance, accounting, communications. We do not manage, advise on, or influence investments. That is your role exclusively. We earn no revenue based on assets under management.

Question 13

How are approved distributions communicated to the advisor?

Accepted Answer

Within 24 hours of committee approval, we notify you of the amount to liquidate or transfer. Our twice-weekly committee ensures fast communication.

Common Questions, Honest Answers

For Clients & Families

For Attorneys

For Brokers & Advisors

Common Questions, Honest Answers

For Clients & Families

For Attorneys

For Brokers & Advisors